Taking the Right Steps after a Crash in an Uber or Lyft Ride
Ridesharing has become a way of life for many, offering convenience and affordability. But sharing a ride with anyone can be potentially dangerous. If you’re involved in an accident in Texas, which doesn’t follow a “no-fault” approach to motor vehicle insurance, you’ll have to look to other drivers to recover any potential insurance benefits. How does that work when you’re a passenger in a rideshare vehicle?
The Potential Insurance Recovery after a Rideshare Accident in Texas
According to data collected by the Centers for Disease Control (CDC), rideshare accidents account for about 3% of all motor vehicle collisions in the United States every year. Under the motor vehicle insurance laws in Texas, when you have been hurt by another motorist’s negligence or carelessness, you must bring a lawsuit against their insurance provider for damages. In an Uber or Lyft accident, you may bring legal action against either the driver of your vehicle (if he or she was at fault) or the operator of any other vehicle involved in the crash.
Under state law in Texas, a rideshare company must have a policy of liability insurance in place for all drivers, providing coverage to anyone riding in the vehicle. The policy limits can vary, based on what the driver was doing at the time of the crash:
- If the driver was in his/her car, but not logged into the app, there is no liability—a person would have to seek recovery from the driver’s personal auto insurance policy
- If the driver is logged into the app, but has not accepted a passenger, there’s coverage of $50,000 per person with a total potential payout of $100,000
- If the driver was actually transporting a passenger at the time of the crash, the policy limit must provide up to $1 million in coverage
Let Us Help You Seek Full Compensation after a Rideshare Accident
At the Law Office of Michael R. De La Paz, we have more than 26 years of experience protecting the rights of personal injury victims in Harlingen, McAllen, Brownsville and Houston, across Texas and nationwide. We have a comprehensive understanding of the challenges involved in recovering full and fair compensation when you suffered disfigurement or scarring because of someone else’s wrongful act. We will use our considerable experience, skill, knowledge and resources to help you get the outcome you want. Free call, text or chat, 24 hours a day, seven days a week–https://delapazlaw.com/.
Handling Accident Cases Nationwide, Including, But Not Limited to Texas, Florida, New Mexico, Illinois and Oklahoma
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